Bank of America® Travel Rewards Credit Card review: A simple travel rewards card with basic features
2 min read
Our take: The Bank of America® Travel Rewards Credit Card stands out for its simplicity: It’s a $0-annual fee card that earns simple, flat-rate rewards that you can redeem as statement credits for travel or dining.
Bank of America® Travel Rewards Credit Card
Intro Bonus
Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening (that can be a $250 statement credit toward travel purchases) and 0% intro APR for 15 billing cycles on purchases and balance transfers made within the first 60 days of account opening.
| 0% balance transfer term | 15 months |
| Balance transfer fee | 3% |
| Annual fee | $0 |
| Regular APR | 18.24%–28.24% variable |
Bank of America® Travel Rewards Credit Card: Overview
Card type: Travel
With no annual fees or foreign transaction fees, the Bank of America Travel Rewards card is an appealing choice for budget travelers or anyone who wants simplicity in their travel credit card. Although the rewards earned on this card lack the versatility you might find in cards that offer the ability to transfer rewards to loyalty programs or book travel through the card issuer’s portal, this card does allow you to redeem their points for statement credits for travel and dining, as cash back, or to purchase gift cards.
Who is the Bank of America® Travel Rewards Credit Card good for?
The Bank of America® Travel Rewards Credit Card is well-suited for budget-conscious travelers who prioritize simplicity over extravagant perks. Plus, with the card’s 0% intro APR for 15 billing cycles on purchases and balance transfers made within the first 60 days of account opening, the card can be a valuable tool for those looking to finance big-ticket purchases or consolidate their debt.
Who shouldn’t get the Bank of America® Travel Rewards Credit Card?
Those who prioritize reward flexibility, lavish travel benefits, and a substantial welcome bonus may find the Travel Rewards Credit…
Trina Paul
2024-03-03 09:00:00
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